Myth #6 of 30 You've probably heard both sides. "Renting is throwing money away." And "Renting is cheaper, and anyone who says otherwise is trying to sell you something." Here's the honest answer: neither one is always true. In a 2025 Bankrate survey, about 1 in 5 people said renting is cheaper. Som

Myth #5 of 30 Some people think a "real" homebuyer saved every dollar of their down payment on their own. If anyone helped, it somehow doesn't count. That pressure keeps people saving year after year while prices keep climbing. The truth is, lots of first-time buyers get help, and there's nothing wr

Myth #4 of 30 When some people hear "down payment assistance," they picture someone in a much harder spot than they are. So they never even look into it. Research shows only about 1 in 4 people who want to buy a home know these programs exist and have actually checked them out. Down payment assistan